New risk management insights into retail and consumer brandsMarsh The current downturn in the global economy has been swift and severe. It raises important questions about how organisations conduct their business, and how they assess and manage risk. The retail and consumer brands industry is facing a highly challenging period - low consumer confidence, rising unemployment and a tightening personal credit market places significant pressure on this demand-driven sector. Moreover, higher borrowing costs, less favourable terms from financial institutions, and a constriction in available investment capital, means that many companies have little room to manoeuvre as the downturn continues to bite.
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